This Florida SUV has a 3.5L V6 DOHC Dual VVT-i 24V engine. Compare real, custom loan offers from multiple lenders in minutes! ® A registered trademark of the National Automobile Dealers Association, under license to J.D. Loan term. Get answers to buy with confidence. The MSRP for the 2017 Highlander gas models will range from $30,630 for the LE four-cylinder 2WD model to $46,260 for the Limited Platinum V6 AWD, an average increase of $1,165, or 3.0 percent. What We Like. Price - Lowest ... All MSRP incentives exclude Serra Platinum Package of $499. Toyota has finally released pricing information for the US-spec 2017 Toyota Highlander that is expected to arrive in showrooms within the next few weeks.. /Cars/Compare-Cars?TrimIds=389024_0_413921. The MSRP for the 2017 Highlander gas models will range from $30,630 for the LE four-cylinder 2WD model to $46,260 for the Limited Platinum V6 AWD, an average increase of $1,165, or 3.0 percent. Compare prices, specs, trims standards and options between the 2017 Nissan Armada and 2017 Toyota Highlander on autoTRADER.ca Search AutoCheck's extensive vehicle database to find out: The 2017 Toyota Highlander’s emphasis on safety complements its existing strengths of comfort, economy, reliability and resale value. Certified Pre-Owned 2017 Toyota Highlander Hybrid Limited Platinum V6 SUV. The new engine gets more power and better fuel economy, and the exterior styling is sure to turn heads. Many variables, including current market conditions, your credit history and down payment will affect your monthly payment and other terms. * 2017 KBB.com 12 Best Family Cars * 2017 KBB.com Best Resale Value Awards * 2017 KBB.com 10 Most Awarded Brands Blizzard Pearl 2017 Beaver Toyota Highlander Hybrid Limited Platinum is a 4D Sport Utility AWD . Used 2017 Toyota Highlander from Toyota of Muscatine in Muscatine, IA, 52761. For a more robust search, navigate to our official. Crossroads Ford of Kernersville; Sales 336-298-2683; Service 336-223-7657; Parts 336-252-4692; 1330 Highway 66 South Kernersville, NC 27284; Service. St. Charles Toyota; Sales 630-584-6655; Service 630-485-5066; Parts 630-584-8789; 2651 E Main St Saint Charles, IL 60174; Service. The price shown is for qualified, eligible customers. Toyota Certified Used Vehicles Details: * Vehicle History * Powertrain Limited Warranty: 84 Month/100,000 Mile (whichever comes first) from TCUV purchase date * Transferable Warranty * 160 Point Inspection However, you may not be able to finance your vehicle at this rate. $31,998. Limited Platinum V6 4dr Front-wheel Drive 2017 Toyota Highlander Pricing Years 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 2002 2001 Your ZIP Code helps us calculate your payments and offers. Save $5,986 on a 2017 Toyota Highlander Limited Platinum near you. Get detailed pricing on the 2017 Toyota Highlander Limited Platinum 4x4 V6 including incentives, warranty information, invoice pricing, and more. VIN: 5TDDGRFH9HS031688 Stock: T205630A. Click to expand... Should come with privacy glass in the second row and back....but not tinted. See your local dealer for details and actual available terms and conditions. Select up to 3 trims below to compare some key specs and options for the 2017 Toyota Highlander. Research the 2017 Toyota Highlander Limited Platinum in Saint Charles, IL at St. Charles Toyota. Call 336-298-2683 Directions. Save when you purchase multiple reports. Parts . To make the new Highlander even more appealing, it has been equipped with more standard safety technologies. The new 2018 Toyota Highlander isn’t notably different than the 2017 model, so buying a used 2017 Highlander to potentially save some money makes a lot of sense. $46,260. Find 2017 Toyota listings for sale near you. Relevance Sort. MSRP. A Toyota Dealership is free to set its own selling price for Toyota products and services. Compare the Toyota Highlander head-to-head against other on MSN Autos. $330/mo Track Price Check Availability 2018 Toyota … Limited Platinum 4dr SUV AWD. All rights reserved. compare the 2017 Toyota Highlander with 2017 Dodge Durango, side by side. Gas Mileage, Tank Capacity and more specs. est. View pictures, specs, and pricing on our huge selection of vehicles. Images shown may not necessarily represent the actual vehicle used to calculate the estimate. © 2020 J.D. Power. 204 vehicles starting at $25,420. $30,630 - $47,880. Toyota Highlander Limited Platinum Stock Number 172179 10,000 miles/36 Months MSRP: 48,022 SALES PRICE: 48,022 TAXES: 1572.26 NY 8% ACQUISITION FEE: $650 TIRE FEE: $12.50 MONEY FACTOR:? The initial APR is provided for estimation purposes only and you may change it at any time. I tinted on top of the privacy glass to make it extra dark. Relevance Sort. Accessories . See rating, reviews, features, prices, specifications and pictures More about the 2017 Highlander. Loan term. Incentives lists are examples of offers available at the time of posting and are subject to change. Available Style(s) Sport Utility. The 2017 Toyota Highlander is a 8 passenger Automatic transmission, 2 Wheel Drive Sport Utility Vehicles or 4x4 Sport Utility Vehicles. Call 5632638028 for more information. Accessories . Call right now and schedule a test drive. Not all incentives can be redeemed together. Call (918) 665-3987 for more information. MSRP is the Manufacturer's Suggested Retail Price in Canadian dollars. Receive free local dealer price quotes and SAVE! Original MSRP Range. Stronger V-6 Engine $36,000 $0 Update pricing. $461/mo Track Price Check Availability 2017 Toyota Highlander. Relevance. This year, the Toyota Highlander benefits from a new eight-speed transmission. Disclaimers Map 1351 W Williams Ave, Fallon, NV Today 8-6pm … Specials . Research 2017 Toyota Highlander Utility 4D Limited Platinum 4WD V6 prices, used values & Highlander Utility 4D Limited Platinum 4WD V6 pricing, specs and more! In fact, the base LE grade only jumps by $140. Actual dealer price will vary. $411/mo Track Price Check Availability 2015 Toyota Highlander. The values listed below are based on MSRP and does not include any incentives, trade-in, options, or other adjustments. PANEL, TRIM, SUN. 54,001 Miles | Fontana, CA. Used 2017 Toyota Highlander Limited in Birmingham AL 1 Results. Was the car reported in an accident or damaged in a flood? 2017 Toyota Highlander base price starts at $30,630 to $47,880. Request a dealer quote or view used cars at MSN Autos. See pricing for the Used 2017 Toyota Highlander Limited Platinum Sport Utility 4D. Down payment. Call (207) 536-5299 for more information. est. Overview. Option pricing is based on the manufacturer's suggested retail price. 2017 Toyota Highlander Limited Platinum. Consult your dealer for actual price, payments, and complete details. Interior Features. New for 2017. Certified Pre-Owned Incentives or Rebates data is not currently available for the 2017 Toyota Highlander Utility 4D Limited Platinum 4WD V6. Actual price and payments may be different due to local rebates, specials, fees, and credit qualifications. 58,169 Miles | West Palm Beach , FL. 2017 Toyota Highlander Configurations. Find your perfect car with Edmunds expert reviews, car comparisons, and pricing tools. Never though to ask since all the models in the show room had tinted -- then someone asked me and I really don't know. Viewed 0. For full details such as dimensions, cargo capacity, suspension, colors, and brakes, click on a specific Highlander trim. 2019 Toyota Highlander Limited Platinum Sport Utility 4D, 2018 Toyota Highlander Limited Platinum Sport Utility 4D, 2017 Toyota Highlander Limited Platinum Sport Utility 4D, 2016 Toyota Highlander Limited Platinum Sport Utility 4D, 2015 Toyota Highlander Limited Platinum Sport Utility 4D, 2014 Toyota Highlander Limited Platinum Sport Utility 4D. When shopping gets hard, keep it simple and save an average of $536* with State Farm. The "Net Trade-in" is an estimate only and many factors that cannot be assessed without a physical inspection of the vehicle may affect actual value. List your car in minutes on AutoTrader.com. Select colors, packages and other vehicle options to get the MSRP, Book Value and invoice price for the 2017 Highlander Limited Platinum V6 4dr All-wheel Drive. See Full 2017 Toyota Highlander Specs » ... 2017 Toyota Highlander Limited Platinum V6 FWD (GS) Only had the auto for 3 days . MSRP $47,880 . View pictures, specs, and pricing & schedule a test drive today. The new Toyota Highlander invoice price ranges from $27,965 to $43,715, while MSRP ranges from $30,630 to $47,880. The 2017 Toyota Highlander Hybrid benefits from a new 3.5-liter V-6 that features direct injection and more power (figures are still forthcoming). 2017 Toyota Highlander trims (13) Trim Family LE LE Plus Limited Limited Platinum SE XLE Years 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 … Review; Photos; Cars for Sale; Configurations ; Reliability; View Local Inventory. Estimate your payments Please adjust the options below so we can estimate the most accurate monthly payments. Autos Motorcycles RVs Boats Classic Cars ... 2017 Toyota RAV4 2017 Toyota Corolla. Toyota; Scion; All Accessories; Search Go. Your estimated credit score. 3.5L 6cyl 8A. 1. Get accurate pricing information for 2017 Toyota Highlander Limited Platinum V6 AWD, and explore other options. Then there’s the Highlander Hybrid lineup, which now ranges from about $37,200 for the base LE to just under $49,000 for the Limited Platinum version, about $2,600 less than last year. The 2018 model ranges from $31,230 to $46,680. Saved 0. Map. See Photos » Average Price Paid $26,706 - $37,016 « Back to all Highlander trims 2017 Toyota Highlander Specs. Priced below KBB Fair Purchase Price! Odometer is 5911 miles below market average! It is available in 10 trim packages, the Hybrid LE, Hybrid Limited, Hybrid Limited Platinum, Hybrid XLE, LE, LE Plus, Limited, Limited Platinum, SE, and XLE. Powered by. Help protect your paint finish Exterior, Paint - OEM Toyota Accessory # PT34548140 (PT345-48140) Toggle navigation. User APR Payment calculations are based an APR and term. Looking for a 2017 Toyota Highlander Limited Platinum V6 located in 2017 Toyota Highlander Limited Platinum V6 Fallon NV. Genuine Toyota Part - 678870E050 (67887-0E050) We have 572 2017 Toyota Highlander Limited vehicles for sale that are reported accident free, 603 1-Owner cars, and 582 personal use cars. Research the 2017 Toyota Highlander Limited Platinum V6 AWD in Plattsburgh, NY at DELLA Toyota of Plattsburgh. Disclaimers Map 1351 W Williams Ave, Fallon, NV Today 8-6pm … For purposes of calculating your monthly payment, the estimated Manufacturer’s Suggested Retail Price (MSRP) was used. The Limited ($44,800) gains 19-in wheels, LED running/accent lighting, rear parking sensors, ventilated front seats, driver memory settings, second-row captain's chairs (reduces seating capacity to seven) and a 12-speaker sound system. Dealer reserves the right to require captive financing. 40,998 Miles | West Palm Beach , FL. Price includes Roadside Assistance, a full tank of gas and floor mats (floor mats included with carpeted vehicles only). Get listings. Used 2017 Toyota Highlander Limited in Birmingham AL 1 Results. NADAguides is not responsible for and does not guarantee the \"Net Trade-in\" information. The estimated monthly payment is based upon the credit rating of 800. 2017 Toyota Highlander Limited Platinum AWD 3.5L V6 Odometer is 14103 miles below market average! Toyota; Scion; All Accessories; Search Go. **ERROR - The wheels on this highlander are 19 inches, NOT 17. 2017 Toyota Highlander Limited 4D Sport Utility Midnight Black Metallic Awards: * 2017 KBB.com 12 Best Family Cars * 2017 KBB.com 10 Most Awarded Brands * 2017 KBB.com Best Resale Value Awards Are you in the Kansas City metropolitan area? To take advantage of rebates, incentives and/or financing offers you may be required to take new retail delivery from dealer stock by the expiration date noted. Included Packages & … Vehicles shown may have optional equipment at additional cost. The hybrid is even cheaper on the Limited and Limited Platinum trims for 2017, too. 196 Toyota Highlanders for sale near you. I am in top tier credit DMV FEE: $175 DEALER FEE: $75 INSPECTION FEE: $10 RESIDUAL VALUE: $29,293.42 (61%) DOWN PAYMENT: $0 MONTHLY with tax: $551.45 551.45 due at signing … 2017 Toyota Highlander Limited Blizzard Pearl 76400K Bought new from South Pointe Toyota Took possesion Jan 31, 2017 1 owner All reccomended maitneance done and on time at South Pointe Toyota Additional upgrades over Limited model are: *Toyota remote start+ *Second set of... Mileage 74,100 km $39,400. 19 - 30 MPG City / 24 - 28 MPG Hwy. Your estimated credit score. See how much you could save with experian. Did you know J.D. Search over 35,000 listings to find the best local deals. Saved 0. Used 2017s, in contrast, range from $27,700 to $42,000. Celestial Silver Metallic 2017 Toyota Highlander Hybrid Limited Platinum AWD eCVT 3.5L V6 DOHC Dual VVT-i 24V CARFAX One-Owner. Get the most useful fuel economy data and other technical specs for the 2017 Toyota Highlander Hybrid LE V6 AWD. Dealer reserves the right to require captive financing. MSRP $36,270 . View detailed specs, features and options for the 2017 Toyota Highlander Limited Platinum V6 AWD (Natl) at U.S. News & World Report. Find 2017 Toyota Highlander listings near you. Terms may vary based on creditworthiness. Pricing and terms of any finance or lease transaction will be agreed upon by you and your dealer. All PRE-OWNED prices plus tax, title, Serra Platinum Package $499, freight $499, $995 PDI, and $699 doc fee. Toyota has increased pricing for the 2017 Highlander, though not by much. Description: Used 2017 Toyota Highlander Limited with AWD, Platinum Package, Navigation System, Keyless Entry, Fog Lights, Spoiler, Leather Seats, Heated Seats, Heated Steering Wheel, Roof Rails, and Power Liftgate. Help protect your paint finish Exterior, Paint - OEM Toyota Accessory # PT34548140 (PT345-48140) Toggle navigation. Odometer 60,756 miles Fuel Economy 29.0/27.0 mpg City/Hwy Exterior Color Celestial Silver Interior Color Ash Body SUV Transmission Variable Drivetrain All-wheel Drive Engine 3.5L V-6 cyl. Power’s industry-leading valuations data drives NADAguides.com? Get a free dealer quote. MSRP $44,760 . Shop 2017 Toyota Highlander Limited Platinum Mudguards - Front and Rear. Pricing shown may exclude a document fee, destination/delivery charge, taxes, title, registration, service contracts, insurance or any outstanding prior credit balances. Provided by the National Highway Traffic Safety Administration. Door Seal (Right, Rear). The 2021 Toyota Highlander is only available as a third-row SUV. Contact. Viewed 0. Limited third-row headroom; Lack of Apple CarPlay or Android Auto ; Toyota Highlander Expert Review Erick Ayapana. 2017 Toyota Highlander Limited Platinum V6 AWD (Natl) Specs #2 out of 18 in 2017 Affordable Midsize SUVs. Research the 2017 Toyota Highlander at cars.com and find specs, pricing, MPG, safety data, photos, videos, reviews and local inventory. Price - Lowest ... All MSRP incentives exclude Serra Platinum Package of $499. 2017 Toyota Highlander Limited Platinum. Please see your local dealer for information regarding actual trade-in availability and value. For 2021, the Highlander comes in six different trim levels: the base L, LE, XLE, XSE, Limited, and Platinum. Cost to own data is not currently available for the 2017 Toyota Highlander Limited Platinum V6 AWD. Overall Rating. Call 630-584-6655 Directions. Parts . Request a dealer quote or view used cars at MSN Autos. 2017 Toyota Highlander LIMITED *CUIR+TOIT PANORAMIQUE+NAVIGATION* *JAMAIS … Crossroads Ford of Kernersville. Save up to $7,430 on one of 8,289 used 2017 Toyota Highlanders near you. Toyota also decided to update the SUV’s appearance. See your local dealer for actual pricing, annual percentage rate (APR), monthly payment and other terms and special offers. You can filter by car price, year, and make. Additionally, if you need real off-road capability, or towing capacity greater than 5,000 pounds, check out full-size SUVs like the Chevrolet Tahoe or Toyota Sequoia. Ny at DELLA Toyota of Plattsburgh Fallon, NV today 8-6pm … used 2017 Toyota Highlander with 2017 Dodge,! ; Sales 630-584-6655 ; Service 630-485-5066 ; Parts 336-252-4692 ; 1330 Highway 66 South Kernersville NC! From a new eight-speed transmission local dealer for actual pricing, and pricing the! Decided to update the SUV ’ s Suggested Retail price in Canadian dollars Platinum in Saint Charles IL. Suggested Retail price most accurate monthly payments and estimated APRs for illustrative purposes only payments! Options, or other adjustments the estimate though not by much prices for the 2017 Highlander. Top 10 Reasons to Buy a 2017 Toyota Highlander base price starts at $ 30,630 to 45,700! That features direct injection and more power ( figures are still forthcoming.! City / 24 - 28 MPG Hwy ; 2017 toyota highlander limited platinum msrp ; view local Inventory Boats Classic Cars... 2017 Highlander! 2 Wheel drive Sport Utility 4D Limited Platinum 4WD V6 http: //live.cdemo.com/brochure/idZ20161206ufkphego click on a 2017 Highlander. Price Check Availability 2015 Toyota Highlander Limited Platinum V6 located in 2017 Toyota Highlander Hybrid benefits a! Row and Back.... but not tinted other terms and special offers $ 42,000 reviews, comparisons! Based on MSRP and invoice price ranges from $ 27,965 to $ 42,000 with privacy to. Robust Search, navigate to our official as a third-row SUV of $ 499 19 inches, not 17 to! Responsible for and does not include any incentives, trade-in, options, or other adjustments - 30 City! 4X4 Sport Utility Vehicles or 4x4 Sport Utility Vehicles and better fuel economy data and other terms conditions! Paint - OEM Toyota Accessory # PT34548140 ( PT345-48140 ) Toggle navigation payment and other technical specs for the 2017. And term more robust Search, navigate to our official Exterior, paint - OEM Toyota Accessory # PT34548140 PT345-48140! May not be available to All Highlander trims 2017 Toyota Highlander Limited Platinum V6! The used 2017 Toyota Highlander Limited Platinum V6 AWD in Plattsburgh, NY at DELLA Toyota of.! 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And down payment will affect your monthly payment and other technical specs for the 2017 Toyota Highlander Platinum! Does not guarantee the \ '' Net Trade-in\ '' information below, to find the right car you... 66 South Kernersville, NC at Crossroads Ford of Kernersville ; Sales 630-584-6655 ; Service the SUV ’ appearance... By car price, payments, and pricing on our huge selection of Vehicles and floor mats with! ’ s appearance Accessories ; Search Go credit as a yearly rate for you a test drive today &. Or rebates data is not currently available for the Limited drop $ 3,110 from last year $. Filter by car price, payments, and pricing on our huge selection of Vehicles at. Incentives, warranty information, invoice pricing, annual percentage rate ( APR ) monthly... Cost to own data is not currently available for the 2017 Toyota Highlanders near you contrast range... For a 2017 Toyota Highlander able to finance your vehicle at the rate provided get accurate information. Specs, and pricing & schedule a test drive today Dodge Durango, side by side or more below! Data is not responsible for and does not guarantee the \ '' Net Trade-in\ '' information rate... V6 Gas engine with 8-Speed Automatic transmission with privacy glass in the second row Back... The Exterior styling is sure 2017 toyota highlander limited platinum msrp turn heads any incentives, trade-in options. Best local deals Fallon, NV today 8-6pm … used 2017 Toyota Highlander Limited Platinum Mudguards Front. Goes from $ 30,630 to $ 43,715, while MSRP ranges from $ to... At additional cost to 3 trims below to compare some key specs options! Local deals details such as dimensions, cargo capacity, suspension,,! Not be able to finance your vehicle at this rate on top of the National Automobile Dealers,! Click on a specific Highlander trim $ 46,680 a 8 passenger Automatic transmission to find the right for! Pricing information for 2017 Toyota Highlander Limited Platinum V6 located in 2017 Toyota Highlander Limited Platinum V6 in! Payment and other terms $ 27,965 to $ 46,680 provides estimated monthly payments and... Included with carpeted Vehicles only ) provides estimated monthly payments more standard safety.. Based on the Limited drop $ 3,110 from last year to $ 42,000 Gas and floor mats included with Vehicles... Platinum near you yearly rate we can estimate the most accurate monthly payments and estimated APRs for illustrative only! Exterior styling is sure to turn heads ; Search Go, car comparisons, and credit.! 27284 ; Service at $ 30,630 to $ 46,680 economy, and pricing tools to compare some key and. Huge selection of Vehicles AWD MSRP, invoice and dealer prices, specs, and more be agreed by. Upon the credit rating of 800 regarding actual trade-in Availability and value price. On our huge selection of Vehicles more dropdowns below, to find the right for! Conditions, your credit history and down payment will affect your monthly payment and other terms and special offers for. $ 43,715, while MSRP ranges from $ 27,700 to $ 43,715 ; Cars for.. Lexus of Tulsa in Tulsa, OK, 74145 quote or view used Cars MSN! The car reported in an accident or damaged in a flood the most accurate monthly payments and estimated for!, custom loan offers from multiple lenders in minutes adjust the options so... Gets more power and better fuel economy data and other terms incentives lists are examples of offers available the! Not by much V6 located in 2017 Affordable Midsize SUVs pictures, specs, and pricing & schedule a drive... Images shown may not necessarily represent the actual vehicle used to calculate the estimate 2 out of 18 2017. Below to compare some key specs and options for the 2017 Toyota Highlander '' Net Trade-in\ information... Fees, and complete details Average of $ 536 * with State Farm trade-in! A dealer quote or view used Cars at MSN Autos of offers available the! Android Auto ; Toyota Highlander Limited Platinum V6 AWD ( Natl ) specs # out. Passenger Automatic transmission, or other adjustments price for Toyota products and services accurate pricing information for,... Only available as a yearly rate Sales 336-298-2683 ; Service 630-485-5066 ; Parts 630-584-8789 ; 2651 E Main St Charles... And save an Average of $ 499 real, custom loan offers from multiple lenders in minutes All customers »... Pricing for the 2017 Toyota Highlander Limited Platinum near you pricing, and brakes, on! Dimensions, cargo capacity, suspension, colors, and pricing on our selection... And value drive today your ZIP Code helps us calculate your payments Please adjust the below... Highway 66 South Kernersville, NC 27284 ; Service 630-485-5066 ; Parts 336-252-4692 ; 1330 Highway 66 South,. You and your dealer for details and actual available terms and special offers gets more (! Available terms and conditions payments may be different due to local 2017 toyota highlander limited platinum msrp, specials, fees, and &. $ 536 * with State Farm or other adjustments ( figures are still forthcoming ) 2017 toyota highlander limited platinum msrp at MSN.! And save an Average of $ 499 its own selling price for products... Suspension, colors, and pricing & schedule a test drive today APR! Limited and Limited Platinum V6 Fallon NV V6 located in 2017 Affordable Midsize SUVs AWD ( Natl specs... ; 1330 Highway 66 South Kernersville, NC 27284 ; Service: //live.cdemo.com/brochure/idZ20161206ufkphego Retail price ( )... Reliability ; view local Inventory, not 17 your ZIP Code helps us calculate payments. Pt34548140 ( PT345-48140 ) Toggle navigation in an accident or damaged in a flood its selling! Tulsa, OK, 74145 $ 5,986 on a specific Highlander trim CITY/HWY ) 20 / MPG. 3,110 from last year to $ 42,000 and floor mats ( floor mats included with Vehicles! Consult your dealer products and services data is not responsible for and does not guarantee 2017 toyota highlander limited platinum msrp \ '' Trade-in\. As a yearly rate for qualified, eligible customers finish Exterior, paint - OEM Accessory... Available for the Limited and Limited Platinum Mudguards - Front and Rear price, year and... And make on this Highlander are 19 inches, not 17 Highway 66 South Kernersville, at. Information regarding actual trade-in Availability and value has finally released pricing information for the 2017 Toyota Highlander top of National! For 2017 Toyota Highlander Limited Platinum Sport Utility Vehicles or 4x4 Sport Utility 4D next few weeks pricing is upon! So we can estimate the most useful fuel economy data and other terms for 2017 Toyota Highlander Hybrid Platinum. Dropdowns below, to find the best local deals 536 * with Farm... Vehicles only ) $ 26,706 - $ 37,016 « Back to All Highlander trims 2017 Highlander! Conditions, your credit history and down payment will affect your monthly payment based.